How does CertifID fight fraud?

We make it easy for two parties to safely and securely exchanging writing instructions.

CertifID empowers any two parties to safely and securely exchange wiring instructions. Sign up and begin sending requests to anyone involved in sending, receiving, or changing wiring instructions in a transaction. CertifID ensures the authenticity of transaction-related communications by overlapping four proven processes:

  • Digital Verification: We ensure each user is connecting through trusted devices that they own or use on a regular basis by harnessing billions of digital records and metadata associated at the device level.
  • Knowledge-Based Authentication (KBA): We’ve created a series of customized “out of wallet” questions that only the authorized individual could know or answer—even if their personal information has been compromised.
  • Two-Factor Authentication (2FA): We require a unique one-time code that users must provide from a device that has been validated via text or voice call.
  • Bank Account Certification: We confirm and display the institution routing information and allow the account holder to confirm his/her own bank credentials before funds are transferred