CertifID empowers any two parties to safely and securely exchange wiring instructions. Sign up and begin sending requests to anyone involved in sending, receiving, or changing wiring instructions in a transaction. CertifID ensures the authenticity of transaction-related communications by overlapping four proven processes:
- Digital Verification: We ensure each user is connecting through trusted devices that they own or use on a regular basis by harnessing billions of digital records and metadata associated at the device level.
- Knowledge-Based Authentication (KBA): We’ve created a series of customized “out of wallet” questions that only the authorized individual could know or answer—even if their personal information has been compromised.
- Two-Factor Authentication (2FA): We require a unique one-time code that users must provide from a device that has been validated via text or voice call.
- Bank Account Certification: We confirm and display the institution routing information and allow the account holder to confirm his/her own bank credentials before funds are transferred